Sweep Services

Zero Balance Account

Manage the disbursement process with Zero Balance Accounts. Transfer money from the funding account automatically to cover balances made on the Zero Balance Account. Manage funds in one special purpose account conveniently.

Investment Sweep

The Investment Sweep is a cash management tool that automatically transfers funds between your checking account and a Money Market Mutual Fund* on a daily basis. Excess funds over a specified sweep point are swept from the checking account and invested. As funds are needed, invested balances are decreased and funds swept back into the checking account. This tool allows commercial customers to earn interest on excessive balances in their checking account.

• Not insured by the FDIC
• Not a deposit or other obligation of, or guaranteed by, Emprise Bank
• Subject to investment risks, including the possible loss of the principal amount invested

Loan Sweep

A Loan Sweep provides an automated method of managing excess funds with a Line of Credit. Excess funds over a specified sweep point are swept from the checking account to pay down the loan. A loan advance will automatically occur if the checking account balance falls below the established sweep point.

MultiSweep

A MultiSweep is a combination of the Loan Sweep and Investment Sweep products. Commercial customers can sweep excessive funds to a Line of Credit and an Investment sweep simultaneously. Excessive funds are first swept to the Loan up to an established limit; additional funds are swept to the investment account. As funds are needed, invested balances are drawn from the Investment Sweep, then advanced from the Line of Credit.

For questions about our Treasury Management Services, contact our Treasury Management Sales Department at (316) 383-4491 or toll-free at (866) 383-4403.