Emprise eRewards Checking

It pays to bank with Emprise and we want to reward you for helping us operate more efficiently. That's the idea behind Emprise eRewards Checking. The great thing is we reward you for things you probably already do! Each month if you complete the 3 requirements, we will reward you with a high rate of interest. If you don’t complete the requirements, don’t worry, your account will still earn interest. Best of all, there are no monthly fees and no minimum balance requirements.

Requirements per statement cycle:

• 12 posted Debit card transactions (excluding ATM)
• 1 Direct Deposit or ACH Auto Debit
• Receive an electronic statement
• Each statement cycle you meet the requirements of eRewards Checking, you earn 4.75%* Annual Percentage Yield (APY) on your account balance up to $25,000, and 0.40% APY after that.
• If you don’t meet the requirements for the statement cycle, your account will still earn 0.15% APY.
• Free Emprise VISA Check Card with unlimited transactions (subject to approval)
• $25 Refund of ATM fees for any ATM across the nation
• Fees will be refunded if requirements are met.
• Free Telephone Banking and Internet Banking
• Convenient monthly eStatement with check images
• Emprise Overdraft Privilege**
• No monthly maintenance fee
• $100 minimum opening balance

* APY is accurate as of 2/1/08. Rate may change after opening.
** Restrictions apply. Please refer to Overdraft Privilege Product Information and Service Description for details.

Accounts available to Kansas residents only

Emprise Relationship Checking

The broader your relationship with Emprise, the more valuable it is - to both of us! That's the idea behind Emprise Relationship Checking. You enjoy a wide range of premium services free, or at reduced cost, plus your account balances earn preferred rates! This is just one way we can reward you for using Emprise to handle more of your financial business.

• Earn preferred rates of interest on account balances
• Unlimited check writing
• Free personalized checks with Emprise logo or discount on other check styles
• Free Emprise VISA Check Card with unlimited transactions (subject to approval)
• Waiver of Emprise Bank fees at non-Emprise ATMs
  Minimum balance requirements must be met. Customer may still incur charges from the ATM owner.
• Free Bill Pay
• No fee for automatic fund transfers
• Free Telephone Banking and Internet Banking
• Free notary service
• No fee for traveler's checks, cashier's checks and money orders
• ¼% discount on consumer loans, with auto-pay (excluding loans secured by real estate)
• ¼% bonus rate on Certificates of Deposit
• 25% discount on safe deposit box, subject to availability
• Free annual financial planning review
• Convenient monthly statement with check images
• Emergency funds withdrawal option on a Certificate of Deposit (12 month - 60 month terms). One free withdrawal per year per customer household
• Emprise Overdraft Privilege*
• No monthly maintenance fee if one of the following is met:
  • Average daily balance of $5,000, or
  • Total deposit relationship of $20,000, or
  • Combined loan and deposit relationship of $50,000
  If none of the requirements are met, a $15 monthly maintenance fee will be assessed.
• $100 minimum opening balance

* Restrictions apply. Please refer to Overdraft Privilege Product Information and Service Description for details.

Accounts available to Kansas residents only

Emprise Interest Checking

Put your account balances to work with Emprise Interest Checking. Emprise Interest Checking combines all the checking features and services you need with the extra benefits you want.

• Earn interest on daily available balance of $1,500 or more
• Unlimited check writing
• 50% discount on Emprise Bank corporate checks
• Free Emprise VISA Check Card with unlimited transactions (subject to approval)
• Free Telephone Banking and Internet Banking
• Free notary service
• No fee for traveler's checks
• ¼% discount on consumer loans, with auto-pay (excluding loans secured by real estate)
• ¼% bonus rate on Certificates of Deposit
• 25% discount on safe deposit box (subject to availability)
• Free annual financial planning review
• Convenient monthly statement with check images
• Emergency funds withdrawal option on a Certificate of Deposit (12 month - 60 month terms). One free withdrawal per year per customer household
• Emprise Overdraft Privilege*
• No monthly maintenance fee if one of the following is met:
  • Average daily balance of $1,500, or
  • Total deposit relationship of $5,000, or
  • Combined loan and deposit relationship of $25,000
  If none of the requirements are met, a $10 monthly maintenance fee will be assessed.
• $100 minimum opening balance

* Restrictions apply. Please refer to Overdraft Privilege Product Information and Service Description for details.

Accounts available to Kansas residents only

Emprise Free Checking

Emprise Free Checking is the perfect option for customers who want simple, no frills banking.

• $100 minimum opening balances
• No monthly maintenance fee
• No minimum balance to waive monthly fee
• Unlimited check writing
• Check safekeeping
• Free Telephone Banking and Internet Banking
• Free Emprise VISA Check Card with unlimited transactions (subject to approval)
• Emprise Overdraft Privilege*

* Restrictions apply. Please refer to Overdraft Privilege Product Information and Service Description for details.

Accounts available to Kansas residents only