Rates

Rates effective as of 09/02/14. APY=Annual Percentage Yield.

Certificates of Deposit / Individual Retirement Accounts

Minimum Required Opening DepositDurationInterest RateAPY
$1,00091 Days (CD Only).05.05
181 Days.07.07
12 - 23 Months.15.15
24 - 35 Months.25.25
36 - 47 Months.45.45
48 - 59 Months.60.60
60 Months.80.80
$100.Additions of $100 or more are permitted.18 Month Variable CD / IRA.15.15
60 Month Variable CD / IRA.75.75

Note: These rates do not apply to public funds. Please contact Treasury Management for current rates

Money Market

Minimum Required Opening Deposit $100Interest RateAPY*
$0 - 4,999.05.05
$5,000 - 9,999.05.05
$10,000 - 24,999.05.05
$25,000 - 49,999.07.07
$50,000 - 99,999.12.12
$100,000 or more.15.15

Classic Checking

Minimum Required Opening Deposit $100Interest RateAPY
$0 - 2,499.00.00
$2,500 - 9,999.03.03
$10,000 - 24,999.05.05
$25,000 - 49,999.07.07
$50,000 - 99,999.10.10
$100,000 or more.10.10

Regular Savings

Minimum Required Opening Deposit $100Interest RateAPY
$50 or more.05.05

Kasasa Cash

Minimum Required Opening Deposit $100*Interest RateAPY
$0 - 10,0002.002.02
$10,001 or more.222.02 to .38**
If Cycle requirements are not met:.02.02

Kasasa Saver

Minimum Required Opening Deposit $25*Interest RateAPY
$0 - 10,000.72.72
$10,001 or more.22.72 to .27***
If Cycle Requirements are not met.02.02

Kasasa Saver must be combined with Kasasa Cash or Kasasa Cash Back.

*Cycle qualifications must be met. In order to earn Kasasa Saver reward rates, Kasasa Cash or Kasasa Cash Back qualifications must be met.

**An interest rate of 0.22% will be paid only for that portion of your average daily balance that is greater than $10,000. The annual percentage yield for this tier will range from 2.02% to 0.38%, depending on the balance in the account.

***An interest rate of 0.22% will be paid only for that portion of your average daily balance that is greater than $10,000. The annual percentage yield for this tier will range from 0.72% to 0.27%, depending on the balance in the account.


Interest rates and Annual Percentage Yields for checking and savings accounts may change after account opening. On all CDs and IRAs a penalty may be assessed for early withdrawal. Fees on all accounts could reduce earnings. All interest bearing checking, savings and money market accounts are variable interest rate. CDs and IRAs are fixed and variable interest rate accounts.