Auto Loan Refinancing FAQs


How do I know if it’s worth it to refinance my auto loan?

Does my vehicle’s year or mileage matter?

When can I refinance?

What are the benefits of refinancing?

Does refinancing impact my credit?

Can you refinance more than one auto loan?

Can I refinance a current Emprise Bank auto loan?

Visit our Vehicle Loans page to view our current vehicle loan offers and apply for a loan online.

*All loan offers are subject to credit approval. The actual Annual Percentage Rate (APR) and payment may vary based on the specific terms of the loan selected and credit history. Minimum loan amount of $5,000. Financing the purchase of optional credit life/disability insurance and GAP insurance will increase the payment amount. No payments for 90 days. Debt already financed through Emprise Bank is not eligible for this offer.
**0.50% discount offer on all refinanced vehicle loans. Debt already financed though Emprise Bank is not eligible for this offer.