Cash in wallet

Cash Back Checking

Earn cash back for spending!

Start earning cash rewards and non-network ATM fee refunds.

Get rewarded with cash back on everyday purchases.

  • 2% cash back on debit card purchases*
  • Access to network of 55,000 surcharge-free ATMs
  • Non-network ATM fee refunds up to $25 per month* 

Monthly Qualifications

To earn cash rewards and non-network ATM fee refunds is super simple. To qualify each month, just do really convenient things that you’re probably doing already, like: 

  • Make at least 12 debit card purchases*
  • Enroll in the convenience of eStatements
  • Have at least one direct deposit, automatic deposit or withdrawal
  • If you don’t make it one month, just try again. And remember, your account is always free.

Minimum to open is $100. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post and settle to the account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If you have met your qualifications for the monthly qualification cycle, we will refund domestic ATM fees of $4.99 or less, up to an aggregate amount of $25.00. Transfers between accounts and ATM transactions do not count as qualifying transactions.