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When life throws you a curve ball and you need easy access to cash, there's no need to pay ridiculously high interest rates on payday loans.
Generic Payday Advance Provider2
ANNUAL PERCENTAGE RATE (APR):
Borrower savings using CashPlease® for a $500 loan repaid over 90 days: $405.67
1. Loans subject to underwriting and ability-to-repay determinations.
2. Generic payday advance provider credit terms are sourced from a Community Financial Services Association of America (CFSAA) report entitled Payday Advance: A Cost Comparison of the Alternatives. Terms depicted assume (i) credit principal at a cost of $15 per $100, a 14 day loan term, and repayment by balloon payment upon maturity; (ii) six “rollovers” of an initial payday advance to sustain the $500 principal for 90 days; and (iii) each “rollover” requires a new $75 payday advance fee. Stated APR is taken directly from the CFSAA report and contemplates a single 14 day payday advance loan.