Privacy Policy
| FACTS | WHAT DOES EMPRISE BANK DO WITH YOUR PERSONAL INFORMATION? (REV 10/2023) |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and account balances • Payment history and credit history • Credit scores and credit card or other debt When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Emprise Bank chooses to share, and whether you can limit this sharing. |
| WHAT DOES EMPRISE BANK DO WITH YOUR PERSONAL INFORMATION? (REV 10/2023) | |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and account balances • Payment history and credit history • Credit scores and credit card or other debt When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Emprise Bank chooses to share, and whether you can limit this sharing. |
| REASONS WE CAN SHARE YOUR PERSONAL INFORMATION | DOES EMPRISE BANK SHARE? | CAN YOU LIMIT THIS SHARING? |
|---|---|---|
| For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – To offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – Information about your transactions and experiences | No | We don't share |
| For our affiliates’ everyday business purposes – Information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For non-affiliates to market to you | No | We don't share |
| DOES EMPRISE BANK SHARE? | |
|---|---|
| For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes |
| For our marketing purposes – To offer our products and services to you | Yes |
| For joint marketing with other financial companies | Yes |
| For our affiliates’ everyday business purposes – Information about your transactions and experiences | No |
| For our affiliates’ everyday business purposes – Information about your creditworthiness | No |
| For our affiliates to market to you | No |
| For non-affiliates to market to you | No |
| CAN YOU LIMIT THIS SHARING? | |
|---|---|
| For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | No |
| For our marketing purposes – To offer our products and services to you | No |
| For joint marketing with other financial companies | No |
| For our affiliates’ everyday business purposes – Information about your transactions and experiences | We don't share |
| For our affiliates’ everyday business purposes – Information about your creditworthiness | We don't share |
| For our affiliates to market to you | We don't share |
| For non-affiliates to market to you | We don't share |
| QUESTIONS? | CALL 316.383.4301 OR 855.383.4301, OR GO TO WWW.EMPRISEBANK.COM |
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| CALL 316.383.4301 OR 855.383.4301, OR GO TO WWW.EMPRISEBANK.COM |
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| WHAT WE DO | |
|---|---|
| How does Emprise Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal information to those employees that need to know that information in order to provide products and services to you. |
| How does Emprise Bank collect my personal information? | We collect your personal information, for example, when you: •Open an account or deposit money •Pay your bills or apply for a loan •Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only: •Sharing for affiliates’ everyday business purposes – information about your creditworthiness •Affiliates from using your information to market to you •Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| How does Emprise Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal information to those employees that need to know that information in order to provide products and services to you. |
|---|---|
| How does Emprise Bank collect my personal information? | We collect your personal information, for example, when you: •Open an account or deposit money •Pay your bills or apply for a loan •Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only: •Sharing for affiliates’ everyday business purposes – information about your creditworthiness •Affiliates from using your information to market to you •Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| DEFINITIONS | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. •Emprise Bank has no affiliates |
| Non-affiliates | Companies not related by common ownership or control. They can be financial and non- financial companies. •Emprise Bank does not share with non-affiliates so they can market to you |
| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. •Our joint marketing partners include other financial companies such as credit card companies, online deposit platforms, or FinTech platforms. |
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. •Emprise Bank has no affiliates |
|---|---|
| Non-affiliates | Companies not related by common ownership or control. They can be financial and non- financial companies. •Emprise Bank does not share with non-affiliates so they can market to you |
| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. •Our joint marketing partners include other financial companies such as credit card companies, online deposit platforms, or FinTech platforms. |
Mobile Privacy Notice
What Emprise Bank does with your personal information from the mobile application:
Why?
The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.
It is important for you to understand that:
• Before granting access to this information, you will be prompted to give the application that permission.
• If you do not wish to grant that permission, you may decline.
• If you later change your mind, those permissions can be updated in your device's settings.
What?
Some examples of information your app will request access to are:
• Location
• Contacts
• Camera
How?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.
Questions?
Please contact call 316.383.4301 or 855.383.4301 or visit our Get Help page regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.
You can also access our full Privacy Policy above and access our Privacy Notice here.
Online Privacy Notice