You find the house. We'll make it yours.

We know that buying a house is a big deal. With Emprise on your side, you can be assured that the mortgage process will be hassle-free. Why? Because buying a home should be exciting, not intimidating. You find the house. We’ll make it yours.

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Confused about which home loan package is right for you? We can help. We have a lot of options, and our mortgage experts can offer easy-to-understand explanations and guidance so you can determine which program best suits your needs. Schedule an appointment.

Benefits of a home loan with Emprise:

  • Available for construction, purchase, and refinance
  • A variety of maturity options
  • Fast prequalifications – shop for your home with the peace of mind knowing you can afford the mortgage
  • Quick approvals
  • Loans are processed, underwritten, owned, and serviced by Emprise

Understanding fixed rates versus variable rates

A fixed rate loan is a good choice for borrowers who do not want their principal and interest payments to fluctuate over the life of their loan. The interest rate on a fixed rate loan will never change. People who plan to stay in their home for a long period of time often select a fixed rate.

A variable rate loan generally has a lower initial interest rate than a fixed rate loan. The rate is set for a specific period of time and then it fluctuates – up or down – based on an index and market conditions. Principal and interest payments will adjust accordingly when the rate changes. People who want lower payments or who do not plan to live in their house for a long period of time might consider a variable rate.


Links

​Notice of Error, Request for Information, and Qualified Written Requests (as defined in RESPA) regarding your mortgage must be sent to: Emprise Bank, PO Box 2970, Wichita, KS 67201

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