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Personal Loans

Get the cash you need and take control of your financial future. 

Simplify Your Finances Today

Take control with an Emprise Bank Personal Loan. Consolidate credit cards or other balances, reduce monthly stress, and enjoy predictable payments. Flexible terms and rates starting at 9.79% APR* make it easier to plan your financial future.

*Origination fee is determined by the loan amount. Annual Percentage Rates (APR) are available as low as 9.79%, effective as of March 2; this offer remains valid until April 10. All rates are fixed for the duration of the loan. The APR and monthly payment depend on loan terms and the applicant's credit history. Financing optional credit life and disability insurance will increase monthly payments. All offers require credit approval. The minimum loan amount is $2,500. For example, a $10,000 loan for 48 months at 8.75% with a $200 origination fee results in a 9.79% APR and a monthly payment of $252.62. Existing Emprise loans do not qualify for this promotion.

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What is an unsecured personal loan?

An unsecured personal loan is money you can borrow that doesn't require collateral (like your home or car). Once approved for an unsecured loan, you'll make monthly payments to pay it back in full, plus interest.

How can I use a personal loan?

Personal loans can be used to pay down and consolidate high-interest credit card debt, meet unexpected needs like medical bills, take care of a major purchase like a new refrigerator, fund home improvement projects, or even pay for a dream vacation.

How much can I borrow?

Eligible amounts range from $2,500 to $30,000.

Apply online in less than 10 minutes.