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Personal Rates

Minimum Required Opening Deposit Duration Interest Rate APY
$1,000 91 Days (CD Only) .10 .10
181 Days .20 .20
12-23 Months .45 .45
24-35 Months .72 .72
36-47 Months .92 .92
48-59 Months 1.00 1.01
60 Months 1.20 1.21
$100. Additions of $100 or more are permitted. 18 Month Variable CD/IRA .45 .45
60 Month Variable IRA 1.20 1.21

Note: No minimum balance required to obtain the Annual Percentage Yield (APY). These rates do not apply to public funds. Please contact Treasury Management for current rates

Minimum Required Opening Deposit $100 Interest Rate APY
$0-4,999 .10 .10
$5,000-9,999 .10 .10
$10,000-24,999 .15 .15
$25,000-49,999 .20 .20
$50,000-99,999 .25 .25
$100,000 or more .30 .30
Minimum Required Opening Deposit $100 Interest Rate APY
$0–2,499 .00 .00
$2,500–9,999 .05 .05
$10,000–24,999 .10 .10
$25,000–49,999 .15 .15
$50,000–99,999 .15 .15
$100,000 or more .20 .20
Minimum Required Opening Deposit $100* Interest Rate APY
$0–10,000 2.00 2.02
$10,001 or more .22 2.02 to .38**
If Cycle requirements are not met .02 .02

*Cycle qualifications must be met. In order to earn Kasasa Saver reward rates, Kasasa Cash or Kasasa Cash Back qualifications must be met.

** An interest rate of 0.22% will be paid only for that portion of your average daily balance that is greater than $10,000. The annual percentage yield for this tier will range from 2.02% to 0.38%, depending on the balance in the account.

Minimum Required Opening Deposit $100 Interest Rate APY
All Balances .10 .10
Minimum Required Opening Deposit $25 Interest Rate APY
All Balances .10 .10
Minimum Required Opening Deposit $25* Interest Rate APY
$0–10,000 .72 .72
$10,001 or more .22 .72 to .27***
If Cycle requirements are not met: .02 .02

Note: Kasasa Saver must be combined with Kasasa Cash or Kasasa Cash Back.

*Cycle qualifications must be met. In order to earn Kasasa Saver reward rates, Kasasa Cash or Kasasa Cash Back qualifications must be met.

***An interest rate of 0.22% will be paid only for that portion of your average daily balance that is greater than $10,000. The annual percentage yield for this tier will range from 0.72% to 0.27%, depending on the balance in the account.

APY = Annual Percentage Yield. APYs accurate as of 09/13/17. Interest rates and Annual Percentage Yields for checking and savings accounts may change after account opening. On all CDs and IRAs a penalty may be assessed for early withdrawal. Fees on all accounts could reduce earnings. All interest bearing checking, savings and money market accounts are variable interest rate. CDs and IRAs are fixed and variable interest rate accounts.