Duration Interest Rate APY Apply Online
91 Days (CD Only)* .20 .20 N/A
181 Days* .40 .40 N/A
1 Year CD* .65 .65 N/A
12-23 Months* .65 .65 N/A
2 Year CD* .80 .80 N/A
24-35 Months* .80 .80 N/A
3 Year CD* .90 .90 N/A
36-47 Months* .90 .90 N/A
48-59 Months* 1.00 1.00 N/A
60 Months* 1.045 1.05 N/A
18 Month Variable CD/IRA** .70 .70 N/A
60 Month Variable IRA** .95 .95 N/A

*Minimum required opening deposit is $1,000.

**Minimum required opening deposit is $100. Additions of $100 or more are permitted.

No minimum balance required to obtain the Annual Percentage Yield (APY). These rates do not apply to public funds. Please contact Treasury Management for current rates.

APYs accurate as of 08/14/2020. On all CDs and IRAs a penalty may be assessed for early withdrawal. Fees on all accounts could reduce earnings. CDs and IRAs are fixed and variable interest rate accounts.

Minimum Required Opening Deposit $100* Interest Rate APY
$0–10,000 1.7361 1.75
$10,001 or more .20 1.75 to .34**
If Cycle requirements are not met .01 .01

*Cycle qualifications must be met. In order to earn Savings Plus reward rates, Cash Back Checking or High Interest Checking qualifications must be met.

**An interest rate of 0.20% will be paid only for that portion of your daily balance that is greater than $10,000. The annual percentage yield for this tier will range from 1.75% to 0.34%, depending on the balance in the account.

APY = Annual Percentage Yield. APYs accurate as of 06/09/2020. Interest rates and Annual Percentage Yields for checking accounts may change after account opening. All interest bearing checking accounts are variable interest rate.

Minimum Required Opening Deposit $25* Interest Rate APY
$0–50,000 .7474 .75
$50,001 or more .20 .75 to .38**
If Cycle requirements are not met: .01 .01

Note: Savings Plus must be combined with High Interest Checking or Cash Back Checking.

*Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.

**An interest rate of 0.20% will be paid only for that portion of your daily balance that is greater than $50,000. The annual percentage yield for this tier will range from .75% to 0.38%, depending on the balance in the account.

APY = Annual Percentage Yield. APYs accurate as of 06/09/2020. Interest rates and Annual Percentage Yields for savings accounts may change after account opening. All interest bearing savings accounts are variable interest rate.