Checking

Who can tell the difference between one checking account and another?

It may seem that all checking accounts are created equal – after all, they all have the same basic function: managing your cash. But at Emprise, the little things make all the difference. We have a wide variety of accounts that offer you a little extra something.

And it’s so easy to bank with Emprise – all of our accounts come with FREE Online and Mobile Banking!

Kasasa® Cash Back Kasasa Cash Kasasa Tunes InControl Checking Classic Checking
Performance Perks 2% Cash Back on debit card purchases1 2.02% APY on balances up to $10,0003 $5 in iTunes or Amazon purchase refunds each month4 Simple & Convenient checking + free bill pay Tiered Interest with traditional banking benefits
Nationwide ATM Refunds
Free Debit Card
Overdraft Privilege Available2
Free Online Bill Pay
Free Checks
Discounted Safe Deposit Box
Free Money Orders & Cashier’s Checks
Earns Interest
Minimum Balance $0 $0 $0 $0 $2,500
Monthly Service Charge $0 $0 $0 $4 (fee may be reduced or eliminated) $10 (fee may be reduced or eliminated)
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Resources

1. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post and settle to the account during the monthly qualification cycle up to total cash back of $6 per monthly qualification cycle. Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

2. Restrictions and fees may apply. Please refer to our Overdraft Privilege Service Description for details.

3. APY=Annual Percentage Yield. APYs accurate as of 09/06/16. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.02%; and (3) balances over $10,000 earn 0.22% interest rate on portion of balance over $10,000, resulting in 2.02% - 0.38% APY depending on the balance. If qualifications are not met, all balances earn 0.02% APY. The advertised Kasasa Cash APY is based on compounding interest. By linking Kasasa Saver to your Kasasa Cash account, interest earned on Kasasa Cash account will be automatically transferred to Kasasa Saver each statement cycle and does not compound. Therefore, the actual interest amount paid may be less than the advertised Kasasa Cash APY. Fees may reduce earnings. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts and ATM transactions do not count as qualifying transactions.

4. You will be refunded up to $10 for iTunes® and/or Amazon.com® purchases that post and settle to the account during the first 30 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one sign up grant per account. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program.