Personal Checking Accounts
Free checking that’s easy, secure and convenient with $0 monthly service fee, no minimum balance requirements, and access to 55,000 surcharge-free ATMs. Open online in minutes or visit one of our 30+ branches in Kansas and Missouri.
Open a Checking Account Online in Minutes
You deserve checking that does more for you. With Emprise you can enjoy flexible, convenient checking benefits such as:
- No minimum balance requirement.
- $0 monthly service fee.
- 55,000 surcharge-free ATMs.
- Up to $25/month in domestic ATM refunds when you get a fee for using a non-network ATM.*
- Track spending and budgets with personalized financial insights in the mobile app.
- Debit Mastercard with free Mastercard ID Theft Protection (enrollment required).
- Financial advice from our friendly and knowledgeable associates.
- 30+ branches across Kansas and Missouri to easily bank in person when you want to.
- Open online in minutes
If you have met your qualifications for the monthly qualification cycle, we will refund domestic ATM fees of $4.99 or less, up to an aggregate amount of $25.00. Transfers between accounts and ATM transactions do not count as qualifying transactions.
Free Checking with Rewards for the Way You Bank
Cash back on everyday purchases.
Cash back on everyday purchases with the free Cash Back Checking account. Best if you use your debit card for purchases and want to earn cash back each month.
Interest on your monthly balance.
Earn interest on your monthly balance with a High Interest Checking Account. Best if you keep a higher daily balance and want to earn interest.
View a Side-by-Side Comparison of Emprise Cash Back Checking and High Interest Checking
Take Your Money Farther with Savings Plus
Your rewards are transferred automatically and your savings add up even faster when you connect your Cash Back Checking or High Interest Checking to a Savings Plus account.
Apply online in a matter of minutes!
Student Checking Account
Simple banking designed for students ages 10-23 learning to manage money. Our Student Checking Account is built for how students actually manage money:
- No monthly maintenance fees
- No overdraft fees
- Easy debit card access to 55,000 surcharge-free ATMs
- Mobile banking with account alerts and free fraud control tools
- $25 to open
- Automatic (and free) transfers from a linked savings account when funds run low
- Designed for ages 10-23
Free digital banking tools for checking accounts
Mobile banking app. Securely and conveniently manage your money from anywhere, any time with the Emprise mobile banking app.
Personalized financial insights. Manage your finances, plan your budget, monitor spending and more, all in the free mobile banking app.
Alerts to monitor activity. Monitor account activity with alerts that matter to you. Choose among security and balance alerts, payment due reminders and more, all customized to your accounts.
Debit card perks. Take advantage of Mastercard ID Theft Protection, zero liability for unauthorized purchases, travel offers and more with the Emprise Bank Debit Mastercard.
Debit card controls. The Free Card Suite Lite app helps protect your debit card from fraud with spending controls and real-time alerts.
Apply online in a matter of minutes!
Refer friends. Get $50 when qualifications are met!
