High Interest Checking

Get more for your money!

Get rewarded with interest on your higher monthly balance. Start earning more with our free High Interest Checking account. 

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  • 1.75% APY* on balances up to $10,000
  • 1.75% to 0.34% APY* on amount of balance over $10,000
  • 0.01% APY* if qualifications are not met
  • Nationwide ATM fee refunds up to $25 per month*

Monthly Qualifications

To earn higher interest and ATM fee refunds is super simple. To qualify each month, just do really convenient things that you’re probably doing already, like:

  • Make at least 12 debit card purchases*
  • Enroll in the convenience of eStatements
  • Have at least one direct deposit, automatic deposit or withdrawal 

If you don’t make it one month, just try again. And remember, your account is always free.

Extra Perks

  • No monthly service fee
  • No minimum balance to earn rewards
  • Can connect to a Savings Plus account for automatic savings



*Minimum to open is $100. APY=Annual Percentage Yield. APYs accurate as of 9/16/2021. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) we will refund domestic ATM fees of $4.99 or less, up to an aggregate amount of $25.00; (2) balances up to $10,000 receive APY of 1.75%; and (3) balances over $10,000 earn 0.20% interest rate on portion of balance over $10,000, resulting in 1.75% - 0.34% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts and ATM transactions do not count as qualifying transactions.

Get rewarded with interest on your higher balances. Open Account Now

Questions? Contact Us