Let your rewards help you save.

With a Cash Back or High Interest Checking account connected to a Savings Plus account, your rewards are transferred automatically and your savings add up even faster!

Saving money can take work, but this high interest savings account does the work for you, making saving easy.

Benefits

  • 0.75% APY* on balances up to $50,000
  • 0.75% to 0.38% APY* on amount of balance over $50,000
  • 0.01% APY* if qualifications are not met
  • No monthly service fee
  • No minimum balance to earn rewards
     

How It Works

  • Only available if you have a Cash Back or High Interest Checking account
  • You earn higher interest on your savings if the checking account qualifications are met
  • Your earned rewards from your checking account—high interest, cash back, and ATM fee refunds—get deposited automatically into your Savings Plus account
  • Any transfers or deposits you make into your Savings Plus account get added on top of the money you’re automatically saving

*Minimum to open Cash Back is $100, High Interest is $100 in-branch and $500 online, and $25 for Savings Plus. APY = Annual Percentage Yield. APYs accurate as of 09/15/2020. Rates may change after account is opened. Fees may reduce earnings.

When your High Interest Checking account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s): (1) High Interest Checking: Balances up to $10,000 receive a non-compounding APY* of 1.75%; and balances over $10,000 earn 0.20% interest rate on the portion of balance over $10,000, resulting in a non-compounding range from 1.75% to 0.34% APY depending on the account’s balance and (2) Savings Plus: Balances up to $50,000 receive APY of 0.75% and balances over $50,000 earn 0.20% interest rate on the portion of balance over $50,000, resulting in a range from 0.75% to 0.38% APY depending on the account’s balance. (3) ATM Fee Reimbursements: You will receive reimbursements up to $25 ($4.99 per single transaction) for domestic ATM fees incurred during the Monthly Qualification Cycle in which you met your High Interest Checking qualifications. When your High Interest Checking qualifications are not met, ATM fees are not refunded, all balances in your High Interest Checking account earn a non-compounding APY* of 0.01% and all balances in your Savings Plus account earn 0.01% APY. Rewards are credited to the appropriate account on the last day of the current statement cycle. *When linked to the Savings Plus account, the interest earned within the High Interest Checking account does not compound since it is automatically transferred to the Savings Plus account within one day of being credited to the High Interest Checking account. This automatic transfer may cause an overdraft to your High Interest Checking account, if the account's balance is less than the transferred amount when transfer occurs. Due to non-compounding, the actual interest amount transferred from the High Interest Checking account to the Savings Plus account may be less than the advertised High Interest Checking APY, if the advertised APY is represented without a connected Savings Plus account.

When your Cash Back Checking account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s): (1) Cash Back Checking Reimbursements: You will receive 2% cash back on debit card purchases that post and settle to the account during the Monthly Qualification Cycle up to a total cash back of $6 per monthly qualification cycle and (2) Savings Plus: Balances up to $50,000 receive APY of 0.75% and balances over $50,000 earn 0.20% interest rate on the portion of balance over $50,000, resulting in a range from 0.75 % to 0.38% APY depending on the account’s balance. (3) ATM Fee Reimbursements: You will receive reimbursements up to $25 ($4.99 per single transaction) for domestic ATM fees incurred during the Monthly Qualification Cycle in which you met your Cash Back Checking qualifications. When Cash Back Checking qualifications are not met, ATM fees are not refunded, cash back on debit card purchases are not refunded and all balances in your Savings Plus account earn 0.01% APY. Rewards are credited to the appropriate account on the last day of the current statement cycle.

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